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Tips for saving money in the winter

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Western New Yorkers know what it takes to maintain their cars and homes in the winter, but there are ways to keep the costs associated with it low.

M&T Bank has a few tips for dealing with a potential winter disaster.

First, make sure you round up important papers, because you never know when the power could go out.

They also recommend making sure you know what your insurance covers, especially flood insurance.

One of the easiest things one can do is set up an emergency savings account. M&T Bank believes it's one of the most important things you can do.

When looking for winter clothing, think about getting it at the end of winter instead of during winter and you might save a lot of money.

Finally, think about purchasing Energy Star Appliances. It could be a big help when it comes to your energy bill.