To some millennials, retirement still seems far away and saving for it feels like it can wait.
“I'd say it's tough. Because first when you're in college you're not really worried about it, you gotta get the education because that's what's best for me at the end. And now here you are at the end... And you're worried about being in debt,” says 25-year-old Nick Appoloney, who's just out of college and a full-time manager at a group home.
His way of saving money comes in the form of getting himself into a routine.
Nick says avoiding going out so much has saved him hundreds-of-dollars a month and realizes saving can take some major discipline, but making slight adjustments to his daily regimen could save him even more.
Check out the video above as Eyewitness News' Chris Dimaria shows us steps on how to monitor your monthly spending.