Buffalo, NY (WKBW) - Students across the country, including at SUNY Buffalo State, are moving into college.
An estimated 85-percent of college students use students loans to pay for their education.
The rising cost of college tuition and high interest rates on student loans has students and parents worried.
"It's frustrating and it's frightening to think after 4 years, a lot of these students will be $80-thousand in debt," says Laura Chase, whose daughter is moving into Buff State.
Parents and students are still nervous, even after a controversial law caps repayment of federal student loans and a year after President Obama announced federal initiatives for colleges to decrease tuition.
Students hope these steps will help, but many still plan to work this year.
"I'm going to get a second job because it's a large amount of money I'm going to pay," says incoming freshman Divina Brew.
Kate Conway Turner, the President of SUNY Buffalo State, says the school offers "a whole variety of different ways" for parents and students to become educated on loans and financial aid, listing "seminars to information on the web to written information."