The DOW plummets to under 10 thousand for the first time in more than 4 years, before finishing the day at 9955.5, down 369, showing there is no overnight fix even after congress votes for a more than 700 billion dollar bailout plan. So how does the dow take a dive right after the bailout bill is approved by both congress and signed by the President? Local financial analyst Tom Hanlon explaining that financial markets in Europe and Asia fell.

We are just following Europe. Europe and Asia today. There were concerns coming out of Europe kind of filtered into our market, and people just said if we are hitting a global slowdown, people are just getting out," said Tom Hanlon of Courier Capital.

7 News also asked how today's dive can affect your 401k.

"The hard part about that is seeing your balance go down looking at your statement, but the same that you can talk to about, people putting away money on a regular basis obviously applies to 401k's. Every paycheck you are putting money in at these lower and lower prices, as the market recovers that is going to be to your benefit," added Hanlon.

In the meantime, with eyes on the Dow, local business owners, like Marsha Monaghan of Van Norm's Florist, keep plugging along. Business is down, rising gas prices, and winter heating bills right around the corner. She is dreading seeing that number, and works about 10 hour days at least 6 days a week, because she can't afford help.

"I would bet that a lot of small businesses that used to have multiple employees a few years ago are probably doing a lot more with themselves these days," said Monaghan.