Buffalo, N.Y ( WKBW ) For Marilyn Rodgers, the Affordable Care Act means she'll finally get to see a specialist for her rheumatoid arthritis.
Rodgers had Blue Cross/Blue Shield under her employer, but when she switched jobs, even though she still had Blue Cross/Blue Shield through her new employer she was no longer able to be treated by a rheumatologist.
"They denied me due to a pre-existing condition," said Rodgers.
Starting in 2014 insurance companies will no longer be able to deny or limit coverage or jack-up premiums to unrealistic rates based on pre-existing conditions.
Lifetime limits on health care insurance will be a thing of the past, and Medicaid will be expanded to cover all low-income people nationwide.
New clients may offset some of the cost those reforms but many are afraid they'll still see premium increases.
"I think it is unlikely that in New York State that rates will be lower but I do think you'll see rate trends flatten out," said Dr. Michael Cropp, President/CEO of Independent Health.
When the new law is fully implemented, many who find themselves in the market to buy insurance will be able to do so through an exchange where health care companies will compete for your business with strict oversight by the government.
While some small business owners will qualify for tax breaks in order to help cover employees Republican Congressional Candidate Chris Collins argues the law is a job killer.
"Obamacare is a huge tax increase, it's going to be a wet blanket on the economy," said Collins.
At a rally in front of the Larkin Building in Buffalo Thursday, supporters of Healthcare for All New York celebrated the victory.