Preparing for the Next Storm

October 30, 2012 Updated Oct 30, 2012 at 11:41 PM EDT

By John Borsa

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October 30, 2012 Updated Oct 30, 2012 at 11:41 PM EDT

BUFFALO, NY (WKBW) - Damage from Hurricane Sandy could top $20 billion and is already one of the most expensive storms in U.S. history.

But Western New York escaped most of the major damage with just minor issues like downed trees and power lines.

Insurance experts say now is a good time to review your policy and make sure you are covered.

"You want to get all your policies together, you want to take inventory of what you have, again, with pictures or videos. Put those in a lock box or even in your office," said Suzanne Lemke, an insurance agent with Allstate in Depew.

New York State is not usually considered hurricane country, but three of the most expensive hurricanes in the U.S. caused damage here; Hurricane Ivan and Hurricane Frances in 2004 and Hurricane Irene last year.

We can now add Hurricane Sandy to that list.